How To Find Your Home On FEMA’s Flood Insurance Rate Maps

FEMA

FEMA‘s Flood Insurance Rate Maps (FIRMs) are provided after a flood risk assessment has been completed or updated for a community.  This study is known as a Flood Insurance Study.  The FIRM gives you the Base Flood Elevations (BFEs) and insurance risk zones in addition to floodplain boundaries.  The FIRM may also show a delineation of the regulatory floodway.

FEMA

Once the “insurance risk zone”  (commonly referred to as the flood zone) is determined, actuarial rates, based on these risk zones, are then applied for newly constructed, substantially approved, and substantially damaged buildings.  FEMA uses these rates to determine the insurance rate you will pay for flood insurance

FEMA discontinued the production and distribution of paper maps in 2009 as part of its Digital Vision Initiative. This affected all the Maps, boundary information, and study reports. However, clients can still view the products for free through their website or buy them in digital format.

To view these maps online, go toFEMA’s Map Service Centerand key in your address (hi-lited area shown here) search for your home.  This will prompt you to then select the map that covers your area.  The Flood Maps are somewhat cumbersome to use online. It is best to go through the tutorial on the bottom right of the address search page for an easier and more effective use of the GIS map.

Call Talladega Land Surveying at  256-854-9503 or  contact us if you need help with this process or if you discover you are near a flood zone and need an elevation survey completed.  We are here to help you minimize your flooding risk.

Estimate The Costs Of Flood Damage To Your Home

The tool below allows you to calculate the costs of flooding. Select a home size that approximates yours and then slide the blue button up or down for the expected depth of flooding.

Call Talladega Land Surveying TODAY for a free flood risk assessment of your home. We will review the flood maps in your area and advise whether we recommend a flood survey. CALL US TODAY at  256-854-9503 or fill out a contact form request. We Give You Peace of Mind.