How To Find Your Home On FEMA’s Flood Insurance Rate Maps

FEMA

FEMA‘s Flood Insurance Rate Maps (FIRMs) are provided after a flood risk assessment has been completed or updated for a community.  This study is known as a Flood Insurance Study.  The FIRM gives you the Base Flood Elevations (BFEs) and insurance risk zones in addition to floodplain boundaries.  The FIRM may also show a delineation of the regulatory floodway.

FEMA

Once the “insurance risk zone”  (commonly referred to as the flood zone) is determined, actuarial rates, based on these risk zones, are then applied for newly constructed, substantially approved, and substantially damaged buildings.  FEMA uses these rates to determine the insurance rate you will pay for flood insurance

FEMA discontinued the production and distribution of paper maps in 2009 as part of its Digital Vision Initiative. This affected all the Maps, boundary information, and study reports. However, clients can still view the products for free through their website or buy them in digital format.

To view these maps online, go toFEMA’s Map Service Centerand key in your address (hi-lited area shown here) search for your home.  This will prompt you to then select the map that covers your area.  The Flood Maps are somewhat cumbersome to use online. It is best to go through the tutorial on the bottom right of the address search page for an easier and more effective use of the GIS map.

Call Talladega Land Surveying at  256-854-9503 or  contact us if you need help with this process or if you discover you are near a flood zone and need an elevation survey completed.  We are here to help you minimize your flooding risk.

Estimate The Costs Of Flood Damage To Your Home

The tool below allows you to calculate the costs of flooding. Select a home size that approximates yours and then slide the blue button up or down for the expected depth of flooding.

Call Talladega Land Surveying TODAY for a free flood risk assessment of your home. We will review the flood maps in your area and advise whether we recommend a flood survey. CALL US TODAY at  256-854-9503 or fill out a contact form request. We Give You Peace of Mind.

What You Need to Know About Land Surveying

Land SurveyingLand surveying is the art and science of accurately measuring parcels of land. Measurements such as dimensions, lengths, boundary lines, including structures within the area are all precisely determined through a land survey.

These measurements are used to establish land maps, boundaries for ownership or for governmental purposes. It is a detailed study of every physical and cultural property of the land, whether above or beneath it, to illustrate it in usable form.

Data is gathered through observations, research, field measurements, and data analysis for establishing property boundaries. Records from previous surveys and government records will strengthen the reports made after the survey.

A land survey is classified according to the purpose or why the survey is being performed. Some of the common types of land survey are boundary surveys, topographic surveys, partition or subdivision surveys, flood elevation survey, property line adjustment survey, and extended title insurance coverage survey.

Other services such as mapping, construction layout surveys, judicial surveys, registered land surveys are all part of land surveying. It is an essential element in every development of the environment especially in the fields of construction, transport, communication, mapping, and most especially in the definition of legal boundaries for ownership.

The key component in the field of land surveying is the land surveyor. A land surveyor is a person that takes charge of every activity that transpires during a land survey. It is the surveyor who makes the research and data gathering and even interpretation and analysis of all data wherein translation of all data gathered is crucial and should be checked, attested, and sworn in the law to be true and correct.

It is important then for you to choose a land surveyor with the highest degree of expertise and who can assume responsibility for the complex tasks at hand. It should be emphasized that only a surveyor who has knowledge of the elements of geometry, trigonometry, engineering, mathematics, physics, and the law are expected to have the best land survey outcomes.

Land surveying is a profession as old as the Egyptian times yet its importance to the human race still lives on. It is the best method to settle disputes over land ownership, it gives a clear picture of what buildings are suited to be constructed in a given land area, and it’s a convenient way to determine the exact dimensions of real estate to be purchased or sold.

Land Surveying

Optimum potential of the land you own can only be defined once you have a land survey.

Whether you are planning to put it on the market, or should you want to use it for commercial purposes, a land survey must back you up if ever questions regarding everything about the land arise. Land surveying will provide a sense of security and peace of mind to every land owner and even to the future buyers.

Land surveying will always be an integral part in protecting real estate and upholding of laws governing the utilization and distribution of your land assets.

Call Talladega Land Surveying today at 256-854-9503 or fill out a request for more information concerning your land surveying needs.